Easy Ground Beef Nachos Recipe

Sunday afternoon, 2:30 PM. My brother-in-law calls and casually mentions, “Hey, we’re bringing the kids over to watch the game at your place. See you in an hour!” Click.

I stood there holding my phone, mentally calculating that I was about to have eight hungry people descending on my house in sixty minutes, and all I had planned was leftover soup for dinner. Not exactly crowd-pleasing game day food.

Racing to my pantry, I started grabbing whatever I could find. Tortilla chips – check. Ground beef in the freezer – I could defrost that quickly. Random cans of beans, some cheese, salsa that had been sitting unopened for weeks. It wasn’t much, but it would have to work.

I threw that frozen ground beef in a hot pan and started browning it while frantically seasoning with whatever taco spices I could find. The smell of sizzling beef and cumin started filling my kitchen, and suddenly this panic-induced plan was starting to seem more promising.

Twenty minutes later, I had a massive sheet pan loaded with crispy tortilla chips, perfectly seasoned ground beef, melted cheese, and every topping I could find in my fridge. As I pulled it from the oven, golden and bubbling, I actually felt proud of my crisis cooking skills.

When everyone arrived and saw those nachos, you’d have thought I’d been planning this feast for weeks. “These look incredible!” my sister said, and within minutes, that entire pan was demolished. My nephew, who’s usually the pickiest eater in the family, went back for thirds.

“You have to make these for every game day,” my brother-in-law declared, not knowing he’d just witnessed the birth of what was supposed to be a desperate last-minute solution.

COOK TIMETOTLA TIME
20 minutes35 minutes

What Are Ground Beef Nachos?

The first time I made ground beef nachos, it was because I needed a fast dinner that still felt fun for everyone. Ground beef nachos are built with layers of crispy tortilla chips, seasoned beef, melted cheese, and toppings like salsa, jalapeños, avocado, or sour cream. You can bake them in the oven until the cheese is perfectly melted, then let everyone add what they like on top. They’re one of those recipes that works for family dinners, game day, or even a casual get-together. With just a few pantry ingredients, you can have a plate of nachos ready fast.

Key Ingredients in This Ground Beef Nachos

  • Ground beef – the base of the filling, seasoned and cooked.
  • Refried beans – add creaminess and help hold the toppings together.
  • Taco seasoning – brings the right balance of spices.
  • Tortilla chips – sturdy chips work best so they don’t get soggy.
  • Shredded cheese – cheddar, Monterey Jack, or a blend for melty layers.
  • Onion or garlic (optional) – for extra flavor in the beef.
  • Toppings – salsa, guacamole, jalapeños, sour cream, avocado, or cilantro.

Kitchen Equipment Needed

  • Large skillet – for cooking the ground beef and beans together.
  • Wooden spoon or spatula – to break up and stir the beef while it cooks.
  • Mixing bowl – for prepping toppings like salsa or guacamole.
  • Baking sheet or oven-safe pan – to layer and bake the nachos.
  • Box grater – if you’re shredding cheese by hand.
  • Sharp knife and cutting board – for chopping vegetables or toppings.
  • Oven mitts – to safely handle the hot pan when pulling nachos out of the oven.

Frequently Asked Questions

Can I make these nachos ahead of time?

It’s best to assemble and bake them right before serving so the chips stay crispy. You can prep the beef and toppings in advance, then put everything together when ready.

What kind of cheese melts best for nachos?

Cheddar, Monterey Jack, or a Mexican blend work beautifully. Shredding the cheese yourself helps it melt more evenly than pre-shredded.

Can I use something other than ground beef?

Yes! Ground turkey, chicken, or even shredded rotisserie chicken make great swaps. You could also keep it vegetarian with beans.

How do I keep the chips from getting soggy?

Spread the toppings evenly and bake just until the cheese melts. Serving them right away keeps the chips nice and crunchy.

What toppings go well with nachos?

Salsa, sour cream, jalapeños, guacamole, black beans, corn, and green onions are all delicious options. You can mix and match to make them your own.

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Ingredients

Adjust Servings
12 ounces shredded sharp cheddar, Monterey Jack, Mexican-blend cheese or a combination (about 3 cups)
1 tablespoon neutral oil, such as canola or vegetable
1 pound lean ground beef
1 (16-ounce) can refried beans
1 (1-ounce) packet or 3 tablespoons taco seasoning
1/2 cup water
1 (12- to 16-ounce) bag tortilla chips, not thin and crispy
Topping options
Store-bought or homemade salsa, such as salsa fresca or blender salsa
Sliced avocados or store-bought or homemade guacamole
Pickled or fresh sliced jalapeños
Sour cream
Fresh cilantro leaves

Nutritional Information

520kcal Calories
27g Protein
29g Total Fat
13g Saturated Fat
70mg Cholesterol
42g Carbohydrates

Directions

1.

Step 1

Arrange a rack in the middle of the oven and heat the oven to 350°F. Line a rimmed baking sheet with aluminum foil if desired for easy cleanup.
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2.

Step 2

If needed, grate 12 ounces sharp cheddar or Monterey Jack cheese on the large holes of a box grater (about 3 cups), or measure out 3 cups store-bought shredded cheese.
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3.

Step 3

Heat 1 tablespoon of neutral oil in a large skillet over medium-high heat until it shimmers. Add 1 pound of lean ground beef and cook for 6 to 8 minutes, breaking it apart with a wooden spoon into crumbles and stirring occasionally, until fully browned and cooked through. Reduce the heat to medium and stir in 1 (16-ounce) can of refried beans, 1 (3-ounce) packet of taco seasoning, and ½ cup of water. Mix until everything is well combined and heated through, about 1 to 2 minutes. Remove the skillet from the heat and it’s ready to serve.
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4.

Step 4

Arrange half of a 12- to 16-ounce bag of tortilla chips in an even layer with a little overlap on the prepared baking sheet. Evenly spoon half of the beef mixture over the chips, then sprinkle half of the shredded cheese on top. Repeat the layers with the remaining chips, beef mixture, and cheese, making sure everything is spread out so each chip gets a good mix of meat and melted cheese.
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5.

Step 5

Bake the nachos in the oven for 3 to 5 minutes, just until the cheese is fully melted, the edges of the tortilla chips turn golden, and everything is heated through. Remove the pan from the oven and top the nachos evenly with your favorite toppings—salsa, diced avocado or guacamole, pickled or fresh jalapeños, sour cream, and fresh cilantro leaves all work beautifully. Serve immediately while hot and melty for the best flavor and texture.
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